For a limited time, you can earn a $250 cash bonus when you sign up for a new Capital One 360 checking account and complete the following requirements.

  1. Sign up for a new Capital One 360 checking account and use promo code CHECKING250.
  2. Complete two direct deposits of at least $500 each within 75 days of account opening.

Once you’ve completed these requirements your Capital One checking account bonus will be paid into your account within 60 days.

Features of the Capital One 360 Checking Account

Learn more about how you can earn $250 from the Capital One Checking account bonus.

When you sign up for a Capital One checking account, you’ll be able to enjoy the following features:

  • No monthly fees or minimums.
  • No overdraft fees.
  • When you sign up for direct deposit, you can get paid two days early with Early Paycheck.
  • More than 70,000 fee-free ATMs are available.
  • Add cash to your 360 checking account from any Walgreens, CVS, or Duane Reade.

Monthly Maintenance Fees

There are no fees at all with a 360 checking account.

Additional Requirements

To earn your Capital One checking account bonus, you need to use the Capital One promo code and also set up direct deposits. Eligible direct deposits include your salary, pension, or government payments (social security). It can also include any other monthly income that occurs as an Automated Clearing House (ACH) or Real-Time Payment network credit from your employer or an outside entity.

How Does This Capital One Checking Bonus Stack Up?

Want to compare this Capital One checking bonus to what else is available? Here are some other promotions to consider. If you’re looking for a savings account, make sure you consider the Capital One Savings Account bonus.

Need a new bank account? Take advantage of a Discover bank bonus and get paid cash for your new account.

Discover Online Savings

Earn up to a $200 bonus when you open a Discover Online Savings Account and make qualifying deposits.

TD Bank promotions

TD Bank Signature Savings Account

Earn a $200 cash bonus when you make qualifying deposits.

PNC Virtual Wallet®

Earn up to a $400 bonus when you sign up for a PNC Virtual Wallet and complete qualifying activities.

About Capital One 360

Capital One is one of the largest financial institutions in the U.S., but its Capital One 360 division takes a fresh approach to banking. Launched in 2013, Capital One 360 was created after Capital One acquired ING Direct USA and rebranded it into a digital-focused banking platform. This division centers on online and mobile banking, catering to customers prioritizing convenience and competitive rates over traditional brick-and-mortar branches.

While Capital One has around 300 physical branches and over 70,000 fee-free ATMs nationwide, Capital One 360 is mostly an online experience. The company’s emphasis on technology and simplicity has made it a favorite among customers who want to handle their finances digitally without compromising on features like high-yield savings accounts, no-fee checking, and easy money management tools.

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