U.S. Bank Smartly Checking Account Bonus – Up to $450

If you’re looking for a new checking account and would prefer to use a bank that’s available nationwide, you’ll want to consider the U.S. Bank Smartly checking account. You’ll have the chance to earn up to $450 when you sign up for a new account. Here’s everything you need to know about this popular U.S. Bank checking account bonus.

1. Sign up for a new U.S. Bank Smartly checking account before April 17, 2025, and within the first 30 days, fund your account with at least $25.
2. Within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking and make at least two direct deposits. Your direct deposits will determine your bonus amount.

• Earn $250 when you set up direct deposits that total between $2,000.00 and $4,999.99
• Earn $350 when you set up direct deposits totaling between $5,000.00 and $7,999.99
• Earn $450 when you set up direct deposits totaling $8,000.00 or more

Once you’ve completed these requirements, your bonus will be added to your new U.S. Bank checking account within 30 days.

U.S Bank Smartly Account Features

When you sign up for a U.S. Bank Smartly checking account, you will have access to several useful features. These include the following:

• U.S. Bank Smart Rewards®: As a Smartly checking account customer, you’ll have access to U.S. Bank Smartly Rewards®. This will give you access to cash back rewards, fee discounts, rate bonuses, and overdraft fee forgiveness.
• Complementary Greenlight Account: If you have kids, you will be able to take advantage of a free Greenlight account.
• FDIC Insurance: Your account comes with FDIC deposit insurance up to $250,000.
• Mobile Check Deposits: Deposit checks directly from your mobile device.

U.S. Bank Smartly Fees

The U.S. Bank Smartly checking account comes with a $6.95 monthly maintenance fee. This fee can be waived with any of the following ways.

• Average account balance of $1,500 or more.
• Have an open U.S. Bank consumer credit card.
• Combined monthly direct deposits totaling $1,000 or more.
• You’re between the ages of 13 and 24 or over 65.
• You’re active duty military or a veteran.

U.S. Bank Locations

This U.S. Bank checking account bonus is available to anyone living in the following states: Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming.

How Does This U.S. Bank Checking Account Bonus Stack Up?

Want to compare this U.S. Bank bonus to what else is available? Here are some other promotions to consider. Make sure you also check out the other U.S. Bank promotions.