Chase Bank Promotions and Bonus Offers for January 2025 – $900 Checking and Savings

Chase Bank is the largest bank in the United States, with more than 4,700 branch locations and assets of more than $3.9 trillion. If you’re looking to open a new checking or savings account, an account from Chase Bank is a great option.

Over the years, they have offered some of the best checking account bonuses and impressive offers for opening a new savings account or business bank account as well.

Here are some of the best Chase Bank Promotions that are currently available.

Chase Bank Promotions For January 2025

Chase Total Checking® Account – $300 Bonus

When you sign up for a new Chase Total Checking® account before April 16, 2025, you can earn a $300 bonus after completing the following requirements.

1. Open a new Chase Total Checking® account.
2. Within 90 days of account opening, set up direct deposits of at least $500.

Once you’ve completed the requirements, your $300 bonus will be added to your account within 15 days. This is not valid for existing Chase checking customers.

This account does come with a $15 monthly service fee, but you can have it waived when you complete any of the following:

• Receive $500 or more in monthly direct deposits.
• Maintain a daily balance of at least $1,500.
• Keep an average daily balance of $5,000 in all Chase deposit and investment accounts.

J.P. Morgan Self-Directed Investing Account – Up to $700

You can earn up to $700 when you sign up for a new J.P. Morgan Self-Directed Investing account and complete the following requirements.

1. Sign up for a new J.P. Morgan Self-Directed Investing account.
2. The amount of new eligible money you transfer within 45 days of account opening will determine the bonus you receive. Earn $50 when you transfer $5,000 to $24,999; earn $150 when you transfer $25,000 to $99,999; earn $325 when you transfer $100,000 to $249,999; earn $700 when you transfer $250,000 or more.
3. Maintain your balance for 90 days from enrollment.

Once the requirements have been met, your bonus will be deposited into your account within 15 days.

Chase Checking and Savings Accounts – $900 Bonus

You can earn up to a $900 bonus when you sign up for both a Chase checking account and savings account before April 16, 2025. To earn your bonus, you’ll need to complete the following requirements.

1. Sign up for a new Chase Total Checking Account.
2. Within 90 days of account opening, set up total monthly direct deposits of at least $500.
3. Sign up for a new Chase Savings Account.
4. Deposit at least $15,000 in new money to your Chase savings account within 30 days of coupon enrollment. You will also need to maintain that $15,000 balance for 90 days.

Once you complete all these requirements, your $900 Chase bonus will be deposited into your new account within 15 days.

Chase Business Complete Checking Account – Up to $500

You can earn up to a $500 bonus when you sign up for a new Chase Business Complete checking account and complete the following requirements.

1. Sign up for a new Chase Business Complete Checking account before April 17, 2025.
2. Within 30 days of account opening, deposit at least $2,000 in new money into your account and earn $300. If you deposit at least $10,000 in new money, you’ll earn $500.
3. Maintain your balance for at least 60 days.
4. Within 90 days of account opening, make at least five qualifying transactions. This could include debit card purchases, ACH credits, Chase QuickAccept℠ deposits, Chase QuickDeposit℠, wire transfers, or bill pay.

Once you complete these requirements, your bonus will be deposited into your new account within 15 days.

Chase College Checking℠ – $100 Bonus

Sign up for a Chase College Checking℠ account before April 16, 2025, and you can earn a $100 cash bonus after completing the following requirements.

1. Sign up for a new Chase College Checking account.
2. Within 60 days of account opening, complete at least ten qualifying transactions.

Once you complete the requirements, your cash bonus will be added to your account within 15 days.

Chase Private Client Checking℠ – Up to $3,000

Sign up for a Chase Private Client Checking℠ account by April 16, 2025, and you could earn up to a $3,000 cash bonus if you complete the requirements below.

1. Click the button below and enter your email address to receive an offer code from Chase.
2. Meet with a Chase Private Banker to open or upgrade to a Chase Private Client checking account.
3. Within 45 days of coupon enrollment, deposit between $150,000 and $249,999 to receive $1,000, deposit between $250,000 and $499,999 to receive $2,000, or deposit $500,000 or more to receive $3,000.
4. Maintain your account balance for at least 90 days.

Once you meet all the requirements, your bonus will be deposited into your account within 40 days.

Chase Secure Banking℠ – $100 Bonus

Sign up for a Chase Secure Banking℠ account online before April 16, 2025, and you could earn a $100 cash bonus. All you need to do is complete the following requirements.

1. Open a new Chase Secure Banking account.
2. Complete ten qualifying transactions within 60 days of account opening.

Once you’ve completed these requirements, your bonus will be deposited within 15 days.

Chase Refer a Friend – Up to $500

If you’re a current Chase Bank customer, you could earn up to $500 by referring your friends.

1. Click the button below and submit your information to receive a referral link.
2. Share the link you receive with your friends and family.
3. You’ll earn $50 for each person (up to 10) you refer who signs up for a new eligible Chase checking account.

Who is Eligible For Chase Bonuses?

To understand if you’re eligible for a Chase bonus, you should always read the fine print on the account you’re considering. However, most Chase bonuses are only available if you don’t already have an open account, haven’t closed an account within the past 90 days, and haven’t received a bonus in the previous two years.

Additional Information About a Chase Bank Account Bonus

Avoiding Chase Checking Account Fees

While earning a Chase Bank bonus is a great way to earn extra cash, it’s important to understand that most Chase Bank accounts come with a monthly service fee. However, you can usually have the fee waived when you meet certain requirements like maintaining a specific account balance or setting up direct deposits.

Tax Implications of Chase Bonuses

If you earn money from a Chase Bank bonus, the income is taxable. At the end of the year, Chase will send you a 1099-INT form that you can use when filing your tax return.

The tax implications will be small unless you earn bonuses from multiple promotions. Even so, it’s a good idea to set aside a portion of the bonus to cover the tax liability. This will help you avoid any surprises come tax season.

Pros and Cons of Chase Bank Account Bonuses

Pros of Chase Bank Account Bonuses

• Easy to earn. Some banks require you to complete a significant number of requirements or want you to deposit tens of thousands of dollars before earning a bonus; both Chase checking account bonuses and Chase savings account bonuses are straightforward to attain.
• Chase Bank promotions are frequent. Some banks rarely offer bonuses on new accounts, making signing up more urgent. Chase Bank constantly runs promotions, so you can sign up when you can complete the requirements.
• You can earn a personal and business Chase bonus. If you’ve already earned a bonus on a personal Chase account, you can still earn a bonus on a business account. The same is true if you’ve already earned a cash bonus on a business account. You can also earn a bonus on a personal account.

Cons of Chase Bank Account Bonuses

• You must be a new customer. If you are a current Chase customer or have earned a Chase bonus in the past two years, you will most likely be ineligible to earn another bonus on the same product. 
• Cash bonuses are taxable: Like interest earned on a checking or savings account, bank bonuses earned are taxable income. At the end of the year, you will receive a 1099-INT, and you’ll need to claim the bonus on your tax return.

Are Chase Bank Account Promotions Worth It?

These Chase Bank account bonuses are worth it for anyone able to meet the requirements. However, it’s important that you not sign up for a bank account for the sole purpose of earning a cash bonus. This account should also have benefits that you find helpful in managing your finances.

It’s also essential to understand any fees associated with an account and find out if there are ways to avoid paying them. If not, these fees could impact how much the bonus is worth it.

How Do These Chase Bank Promotions Stack Up?

Want to compare these Chase promotions to what else is available? Here are some other bank promotions to consider.

Alternatives to Chase Bank Promotions

Before signing up for a Chase Bank bonus, it’s important to understand some of the alternatives you might have.

Compare to Other Bank Bonuses

Above, you’ll find several available alternatives to the Chase Bank promotions. However, many other bank bonuses are available as well. Make sure you do your research and find an account that is a good fit for your needs.

Consider a Rewards Checking Account

If you don’t feel that any of the accounts listed above would be a good fit, consider a rewards checking account. For example, the Discover Cashback checking account offers 1% cash back on monthly purchases. Other checking accounts offer interest on your account balance.

Frequently Asked Questions

How to get $900 from Chase Bank?

Chase Bank has an offer where you can earn up to $900 when you sign up for a Chase Total Checking account and a Chase Savings account. If you open both and complete the requirements, you can earn the bonus.

Does Chase give you $300 for opening a checking account?

Chase Bank offers a $300 cash bonus when you sign up for a Chase Total checking account and set up direct deposits totaling $500 within 90 days of account opening.

Can you earn multiple Chase bonuses?

While earning multiple Chase bonuses is possible, you need to be careful. If you sign up for a Chase checking account, you cannot earn another Chase checking account bonus for at least two years. However, if you sign up for a checking account bonus, you can also take advantage of a Chase savings account bonus.