|

Why You Should Only Pay The Mimimum Per Month On Your Student Loans

Paying for college doesn’t have to be a burden for young people. The sad truth is, a lot of new graduates are so worried about paying off student loans that they no longer enjoy the fruits of their labor. The average American owes around $20,000 in student loans. That’s a huge debt to take on….

|

Payday Loans Are an Option But Should Be Avoided if Possible

There are times in everybody’s lives where they are at a shortage for money.  While many people can often turn to family in their times of need, many more do not have that option.  They have unexpected bills that pop up, and they simply have too much month left and not enough paycheck.  Ideally everyone…

The Frugal and Famous: 10 Celebrity Penny Pinchers

Let’s face it, sometimes saving money seems decidedly unglamorous. When you’re clipping coupons and obsessively checking your bank balance, you might be tempted to dream about what it would be like to be rich and famous. After all, the golden boys and girls of Hollywood live in the lap of luxury, right? Not exactly. Some…

|

Should you Invest your 401K in your Employers Stock?

Owning your employer’s stock may allow employees to share in the success of a company.  Conversely, the employee bears the risk that a company’s financial problems will also become the employee’s.  Your retirement is at risk, not your employer’s, if your 401(k) plan contains too much company stock.  This risk has actually been the cause…