5 Popular Budgeting Methods – Which is Right for You? Using a budget is one of the best things you can do to get – or stay – in control of your finances. What many people don’t realize is that there are lots of different budgeting methods to choose from. The method that works best…
Your credit score is a direct reflection of your credit report. It’s considered an important measure of your financial responsibility. Along with the number of accounts or loans you have, your payment history, and your total credit available, past collections are an important factor that credit companies consider when calculating your credit score. If you…
For many young adults, student loans are a necessary part of getting a good education. But a good education doesn’t always translate to a higher salary. Lots of people have to work with lower-than-desired incomes: like if you’re fresh out of school and still gaining experience, or in an industry like education that doesn’t always…
It’s that time of year again! Holiday shopping makes it tempting to spend money, and even if you stick to a budget, it can feel like a stretch. So, if you need some ideas on how to make shopping less of a burden for your wallet, you’re in the right place! Christmas on a budget…
It’s easier than you think to miss a student loan payment. If you’re trying to juggle your career, your life, and other responsibilities, your student loan due date may come and go. However, missing even one payment can have negative effects. If you realize you’ve missed a student loan payment, here’s what you need to…
You may get pulled in several directions when you start considering student loan refinancing options. Many people who give advice are well-intentioned, but others can be misinformed. Following advice blindly may cost you a pretty penny over the life of your loans. Refinancing can benefit you by reducing your monthly payment, lowering your interest rate,…
There are lots of important numbers that can determine your potential success. The most important number from a financial perspective is your credit score. Most people associate a high credit score with someone who is responsible and trustworthy. That’s why so many lenders require a good credit score to make loans – whether that’s for…