It’s that time of year again! Holiday shopping makes it tempting to spend money, and even if you stick to a budget, it can feel like a stretch. So, if you need some ideas on how to make shopping less of a burden for your wallet, you’re in the right place! Christmas on a budget…
It’s easier than you think to miss a student loan payment. If you’re trying to juggle your career, your life, and other responsibilities, your student loan due date may come and go. However, missing even one payment can have negative effects. If you realize you’ve missed a student loan payment, here’s what you need to…
You may get pulled in several directions when you start considering student loan refinancing options. Many people who give advice are well-intentioned, but others can be misinformed. Following advice blindly may cost you a pretty penny over the life of your loans. Refinancing can benefit you by reducing your monthly payment, lowering your interest rate,…
There are lots of important numbers that can determine your potential success. The most important number from a financial perspective is your credit score. Most people associate a high credit score with someone who is responsible and trustworthy. That’s why so many lenders require a good credit score to make loans – whether that’s for…
Although they sound similar, a charge card is actually very different than a credit card. Both of them are great tools for building and improving your credit. However, they’re different in the way that you are expected to pay off the purchases you make. Knowing the differences and advantages between the two will help you…
When I first tried Blue Apron, I have to admit that it was only to see what all the hype was about. I had been living on my own for a while and I thought I had mastered the art of cooking for one. But after the first shipment, I was hooked. There are so…