When you are smart with your money, and you are living a frugal lifestyle, you will inevitably come across people who criticize you. While most of it comes from jealousy on their part, they are ashamed that they do not have the self-control to live frugally; their words still have an impact. Some people simply…
You have probably seen the news lately about how the student interest loan rate doubled at the beginning of the month. With all the coverage, there is bound to be some misinformation, and before panicking, make sure you understand just how it will affect you. Politicians and the media like to play things up for…
Recently I talked to you about quitting the gym and riding a bike to work. You will get just as much, if not more, exercise and you will save money while doing so. Since then I ran across this article that outlines how working out regularly can help lead to getting a raise at work. …
A few years ago I ran across this comic. I chuckled at the humor and shared it with my colleagues (I work in a financial services office so we see this sort of thing in real life quite often). I took some time to think about it and behind the humor are some important truths. …
Last April I wrote to you about how you should pay money for a gym membership. The point of the article was that it is far too difficult to motivate ourselves to do something we all know we should be doing. Instead, spending $50 to $100 per month is the motivation many people need in…
Most of the readers on One Smart Dollar are looking for ways to earn passive income on their quest to financial independence. In fact, the main goal of those who are financially savvy is to one day be in a place where they no longer have to work. There are many different ways to earn…
It is not hard to see that the social demographics of the country are changing. However, those changes often go at such a pace that they are hard to see as they are occurring. Recently Pew Research Center conducted a survey on which parent was the breadwinner in the house, and compared it to the…