Better Credit Means Better Terms and Faster to Debt Free You’ve probably heard it before: there is good debt and there is bad debt. Good debt, such as a mortgage or student loans, help you pay for something that will increase your net worth. Bad debt, like credit cards, (usually) carries higher interest rates and…
Hit Your Million Dollar Goal by Age 40 Our financial goals are often set apart with different benchmarks, or waypoints, on our journey to financial freedom. For many people hitting that waypoint of having a net worth of more than $1 million seems daunting, and frankly a little out of reach. The problem is that…
Know How To Avoid These Credit Mistakes We all make mistakes. Millennials are in the spotlight for theirs because they’re the first generation that’s constantly connected. You can buck the trend and avoid these credit mistakes, but first, you have to know what they are. We have rounded up the most common mistakes, and the…
Refinancing Your Loans Will Help It’s no secret that student loan debt is on the rise. Current statistics show that graduates from the class of 2017 owe, on average, $39,400. That’s roughly triple the average from 1990. While there are a variety of different factors that go into the rise in costs, one thing remains…
Don’t Shop Until These are Done Have you seen the Tom Hanks movie The Money Pit? Hanks’ character Walter and his girlfriend suddenly find themselves in need of a place to stay when they stumble across what appears to be a fantastic house in the country at an insanely cheap price. They rush into the…
Many Rentals Check Credit Upon Application Do you know what your credit score is? If you’re not planning to take out a loan any time soon, you probably aren’t too worried about it. This could leave you in a bit of a pickle if you have to shop around for a new apartment. Many rental…
It’s no secret that Millenials tend to get a bad rap. They’re looked down on by the older generations who claim they are entitled, lazy and given monikers like the “I Want it Now” generation. Whether you’re a Millenial working hard to buck those stereotypes, or you’re stuck in them, you don’t have to let…