In today’s competitive job market, it is almost a necessity to have a college education. However, that education can be quite expensive. Unless you had parents that were fairly well-to-do and they were able to save money for your education, or if you worked very hard during your summer breaks, you most likely needed to…
Medical expenses are always going up. And they are going up even faster than the rate of inflation (about 5.5% as opposed to 3%). This not only means that health insurers are required to pay more, it also means that insurance deductibles are going up. Most people just assume that they must pay their insurance…
As thrifty people we are always looking for ways to save money. After all, there is no reason to waste money if we can avoid it. There are some ways that are excellent and easy ways to save money and some will be more worth your time. With gas prices bouncing between $3 and $4…
For most of those who are working, the goal is to someday be in a position to no longer have to work for their income. Most people would like to retire early if they possibly can. However, if they actually sit down and calculate out what it would take to retire early, they will see…
Over the past several years there has been a lot of financial talk on the news that have been strong enough to move the markets. One such item that has been repeated a lot is talk about “austerity measures.” This is especially common when talking about Spain and Greece and a few other European countries. …
It’s that time of year again. Where we frantically dig through our files trying to drum up all the paperwork we need to do our taxes. For those who are well organized, it can actually be a relaxing time to record all their earnings and losses for the past year. But for most of us,…
More than a month has passed since we had a mad rush of gifts, eggnog, turkey and in-laws. Through the month of January many people have been furtively glancing at their credit card balance hoping it would magically go down. Since we are halfway through February, the realization has set in that if something is…