Anyone who manages a business knows that employees need motivation to stay productive. Simply having a job is not enough to keep people going, and many bosses out there struggle with motivation. The reasoning often goes, “If I pay them enough, they will be motivated to work hard.” Unfortunately most people are not very motivated…
If you follow the financial news you may have recently heard about the currency war going on. Most people simply brush this aside not knowing exactly what it is and not thinking it pertains to them. However, currency wars are an important part of the global economy. A war begins when one country tries to…
Debt can be a useful tool when it is used correctly. But even when used properly, it can do strange things to our emotions. While most people do not mind going into debt to buy a house, or attend college, and often not even to purchase a new car (these are referred to as good…
Before they turn 65, 30% of people currently in their 20’s will become disabled. Those odds show that the chances of becoming disabled are actually pretty high. It is a wonder that disability insurance is not more widely accepted. But unfortunately, many people skip out and getting covered. Most of the time they feel that…
During their lifetime many people will experience the (mostly) unexpected windfall of an inheritance. Family members will accumulate assets throughout their lifetimes, and at their death they leave them to those that they love. Getting the inheritance is usually somewhat expected, however, the amount can often be a bit of a surprise. Since most people…
During our lives we tend to accumulate stuff. Unless you move often, your attic, basement, garage, and closets are going to get filled with a lot of clutter. If you are sick of it and want to organize your life, start going through things. If you have not even looked at it, let alone used…
Most people would agree that being in debt is no fun. Many people even want to pay off their debts like mortgages and student loans as fast as possible. This desire to get rid of debt is even greater when they have bad debt hanging over them. There are times when a person gets over-extended,…