Winter is rapidly approaching, and those who live in climates that get cold in the winter know that it is the time of year where their bills start to rise. Heating a house is expensive. Combine that with the fact that it is darker outside so the lights and TV are running more means that…
October is a time when the weather is getting cooler and your Miser for a Month commitment can include things like turning down the heat to save some money. There are a few more ways that you can save even further. As your month of saving draws to a close, leave a comment on how…
One of the goals of most financially savvy adults is to operate without any debt. While it is easy to avoid certain types of debt, such as credit card debt; debts such as mortgages and student loans are somewhat necessary to get a boost. While getting rid of your mortgage will cause you to lose…
How is your month going? Are you making headway on saving more this month than ever before? There are a few more tips and tricks that can help you reach your goals. And you really do not need to sacrifice that much to see your savings account increase. Put off Large Purchases There are certain…
Unless you are a lender, nobody really likes debt. Sure some debt is good debt, like a mortgage on your house. It helps you get something you most likely would not be able to save up and purchase otherwise. On the other hand, bad debt is just a drain on your balance sheet. Perhaps the…
There are certain aspects of business life that most people have only heard of. Such is the case of the board meeting. You know that companies hold board meetings, you understand they talk about “very important business stuff,” but other than that it is sort of a mysterious get together of important individuals in the…
Your credit is a huge part of your financial well-being. If your score is too bad, you will be denied a loan, and the better your credit score is the better interest rates you will get when you get a loan. While the actual computation of how the FICO score is determined is quite complex,…