It’s that time of year again. Where we frantically dig through our files trying to drum up all the paperwork we need to do our taxes. For those who are well organized, it can actually be a relaxing time to record all their earnings and losses for the past year. But for most of us,…
More than a month has passed since we had a mad rush of gifts, eggnog, turkey and in-laws. Through the month of January many people have been furtively glancing at their credit card balance hoping it would magically go down. Since we are halfway through February, the realization has set in that if something is…
Anyone who manages a business knows that employees need motivation to stay productive. Simply having a job is not enough to keep people going, and many bosses out there struggle with motivation. The reasoning often goes, “If I pay them enough, they will be motivated to work hard.” Unfortunately most people are not very motivated…
If you follow the financial news you may have recently heard about the currency war going on. Most people simply brush this aside not knowing exactly what it is and not thinking it pertains to them. However, currency wars are an important part of the global economy. A war begins when one country tries to…
Debt can be a useful tool when it is used correctly. But even when used properly, it can do strange things to our emotions. While most people do not mind going into debt to buy a house, or attend college, and often not even to purchase a new car (these are referred to as good…
Before they turn 65, 30% of people currently in their 20’s will become disabled. Those odds show that the chances of becoming disabled are actually pretty high. It is a wonder that disability insurance is not more widely accepted. But unfortunately, many people skip out and getting covered. Most of the time they feel that…