Finding areas where you can save a little more money should not be too difficult. What is difficult is sticking to your resolution to cut back in order to save even more. The premise behind Miser for a Month is to give you encouragement for one month out of the year to really cut back. …
As you approach retirement you usually have a few options of what to do with your money. Rolling your 401k into your Traditional IRA is one of the most common approaches. After that, many people simply take systematic withdrawals in the amount they need for their monthly living expenses. This overlooks a product that has…
By now you have probably heard on the news about the impending “Fiscal Cliff.” Economists are talking about it, politicians are talking about it, and even your friends may casually mention it when you are out and about. Like a lot of political and economic news it often goes in one ear and out another. …
There are many times when you feel things are going well. You make plenty of money, you are living well within your means, and you are saving enough. However, there are always ways that you can save even more, and ways that you can start to drastically increase your net worth. Because we are human,…
There has long been a debate about whether a person should buy cheap or buy quality. Those who adhere to a particular camp are very adamant that they have the right idea. But is there really a method that should be held to over another? Ultimately it boils down to what the item is, and…
While most people think of the stock market when they think of investing, there is a whole other side that the majority of people do not really even consider. The fixed income sector, or the bond market, is just as big as the equities portion. These investments make up a good portion of most people’s…
Throughout our lives we will always make mistakes. Some are not too bad, others devastating, but regardless we learn from them. When it comes to your money, it is important to take the time to learn from other people’s mistakes. You can see what they did wrong, and make sure you do not do the…