Banks provide a wonderful service. They allow the user a convenient place to store their money, and often offer interest on the money they have there. Just like any business, however, they are in it for the profit. So while it may seem like the bank is doing people a favor by letting them have…
One of the most useful financial tools a person can have is the student loan. They can be an exceptional way to get an education, and they are often the cheapest loan (as in the lowest interest rates) a person will ever get. They are long term loans that can help to build a person’s…
When people think about saving money, what immediately comes to mind are the little things. They think that not eating out will get them a few extra dollars here, and skipping the morning latte will net some there. Moving past this they will start to negotiate bigger items. Refiguring what is paid for car insurance…
Credit cards are a great resource readily available to just about every adult. A simple piece of plastic is the cause of many people’s financial misery. But when they are used properly, they can quite beneficial to the user. When shopping for a card, there are many things to look out for, and not just…
As medical technology improves, people are living a lot longer. Unfortunately it is not always because they are healthier, eating properly, or doing what they should be doing. The fact is medicine is helping to keep them alive longer. When people reach a certain point their bodies are just too frail (or their minds are…
Americans love to accumulate possessions. It has long been part of our history, and despite rising costs for goods, we keep buying. Eventually our houses get too full, so we hold a garage sale. We sell all of our unneeded or unwanted stuff to other people. They will then add them to their accumulation. Much…
Most people do not think twice about insuring their $200,000 house. But they hem and haw when approached on the subject of disability insurance. But if a disability strikes, they will lose more than just their income. Bills will need paid and repairs on that $200,000 house can go to the wayside. The mortgage could…