There are two ways to save money. A person can earn more, or they can spend less. Since there are some things that a person must spend money on, food for instance, the option in that category is to simply cut back. Have you ever taken the time to analyze how much is spent on…
Just about everyone needs some sort of life insurance. Those who do not have a family should maintain at least a small policy so if they pass away unexpectedly someone is not left with bills to funeral homes. For those who have families the responsible thing to do is make sure there is a large…
There are times when you have to spend money. Most of the time you really cannot get around it; you have to pay the rent, pay for utilities, food, transportation, and the list goes on. What many people try to do when they want to save money is sacrifice conveniences and put a few extra…
Many people who take advantage of their 401(k)’s or IRA’s really have no idea where they are putting their money. They understand that they have some mutual funds, but they do not really understand what a mutual fund even is. Since a good investor is an informed investor, taking two minutes to learn about how…
There are only so many things a person can actively do to save money on their utilities. Turning off the lights when not in a room, turning the heat down a few degrees, taking shorter showers, and the like are all great things to do to save money. In the end, however, if an appliance…
As most people know, buying a house is a big commitment. In our last article we looked at the importance of figuring out just how much to spend on a house, and a simple, yet effective, way to save for the down payment. Today we will look at one of the most important factors in…
One of the biggest ways to waste money is to run the furnace or air conditioner more than necessary. Without proper insulation, all the heat or cool air generated goes right outside. This just causes the appliance to work harder racking up a large utility bill for the homeowner. With a little sweat, and some…