One of the easiest places to accumulate money for retirement is in a 401k. As easy as they are to use, many people still neglect them. Rather than worry about how you will live without that extra 3% in your paycheck, take some time to figure out how much more you will have during retirement…
One of the biggest drawbacks people have about saving for retirement is they just have no idea where to put their money. They know they need to be saving, but building a good portfolio usually takes some effort and knowledge. Even after the portfolio has been built, they must manage it, rebalance it, keep track…
An initial public offering, or IPO, occurs when a previously privately held company decides to sell stock. IPO’s actually happen many times per week with different companies going public and becoming traded on one of the stock exchanges. Most people do not hear about them unless a big company makes a big deal about their…
One of the most useful financial tools a person can have and use is credit. It is also one of the most dangerous tools and can completely ruin a person’s financial health if it is used inappropriately. There are many financial professionals out there that think it should only be used in rare circumstances. For…
By now nearly everyone has heard about the health care bill that President Obama signed into law in 2009 call the Patient Protection and Affordable Health Care Act, AKA “Obamacare”. Recently, after much debate in lower courts, the Supreme Court upheld the law saying it was indeed constitutional. What most people do not know is…
It has long been instilled in us that summer means vacation. There is good reason for that. Those who have children do not have to take them out of school. The weather is usually nice, the days are long, and travel is easier. There are many great places around the world to explore, but unfortunately…