One of the biggest ways to waste money is to run the furnace or air conditioner more than necessary. Without proper insulation, all the heat or cool air generated goes right outside. This just causes the appliance to work harder racking up a large utility bill for the homeowner. With a little sweat, and some…
There are so many ways to reduce one’s energy usage it can often be baffling on where to start. Upgrade the windows and doors? Re-do insulation? Have a high efficiency y furnace installed? They are all great ideas, but there is one solution that is much simpler and much cheaper. Replace light bulbs with CFL’s….
Buying a house is the biggest financial decision most people will make in their lifetime. That is why it is very important to prepare for the purchase, and not rush into any decision. By taking a little time to figure out how much house they can buy, saving for a down payment, look at first…
One of the primary goals of One Smart Dollar is to help every reader to build their net worth. But net worth grows much slower when money is spent unnecessarily. One way to slow the money going out is to make sure you are saving as much on your utility bills as possible. It is…
There comes a point in everyone’s life where they will stop working. For most people it will be at the end of their career, when they are simply too tired to keep up with the daily grind. Retirement is something for which a worker should actively plan. Since social security was only designed to cover…