There are certain financial decisions that I will never make. For instance, I will never take out a payday loan; they just have way too many downsides. There are also financial decisions that I will never make again. For instance, I will never be co-signing a loan for a non-family member. The stress is…
Student loans are quite the hot topic lately. The Federal Reserve Bank reports that the total outstanding balance on student loans was $966 billion, at the end of 2013. That number is only growing larger. The biggest reason is that for many people these loans are not causing them undue grief. So instead of hurrying…
Just over 18 months ago my first son was born. Although I had heard plenty about how your life changes after having a child, nothing can really prepare you for what comes next. And I’m not just talking about sleepless nights (although we never really felt like zombies, tired yes but not zombies), temper tantrums,…
One of the perks of growing old is that we look forward to a comfortable retirement. For most people they work their entire life in order to be financially independent in their golden years, and enjoy the fruits of their labor. Some people, such as my father, enjoy a lifestyle that is much better than…
In the next few weeks, millions of high school students across the country will be graduating. Of these students, 65% of them will enroll in college (whether they finish or not is another story). Graduating from high school, and subsequently moving out of their parents’ house, is a huge step, one that should be acknowledged…
We all know that as long as money is around, people will find a way to trick people out of it. As time goes on con artists use the latest in technology in order to phish for account numbers or otherwise trick people into giving up their personal information so they can steal from them. …
Back in February the results of a study were released concerning obesity and the amount of exercise Americans get each year. The results were not good, yet not very surprising. The main premise, that you may have seen on the news, is that the average obese woman performs just one hour of vigorous exercise per…