Whether you own a small business or you’re just trying to tighten the family budget, different digital tools can help maximize your time and energy. It’s not always easy – or financially viable – to do a complete tech makeover. But with a critical eye towards improving efficiency, productivity and cost utilization, a few “smart”…
The primary concern for many investors is the amount of wealth they can transfer to the next generation. Wealth planning is complicated since the process involves tax planning, investment decisions, and possibly a business succession plan. Use these tips to create an effective strategy to accumulate wealth for your family. Family wealth planning A long-term…
What to Do When You Lose Your Wallet If you’ve never had your wallet lost or stolen, count yourself lucky. Over a five-year period, one out of every ten people will lose their wallet. Replacing debit and credit cards after a wallet is stolen takes an average of 110 hours, equivalent to four-and-a-half days. Meanwhile,…
My wife and I love the thrill of traveling. We usually will take at least one big trip each year and sometimes we try for two. To make our trips a little bit more affordable, we both carry travel rewards credit cards. This allows us to earn airline miles or hotel points just for making…
What’s My Car Worth? When you buy a car, you don’t just want a daily driver, you want an investment that won’t depreciate over time. However, some cars retain their value much better than others. Whether because of dependability or demand certain vehicles are sought after even after they had some serious miles put on…
The amount of interest you pay each month on your credit card is one of the biggest factors contributed to why most people struggle to become debt free. Depending on your income situation, high monthly interest payments can make it virtually impossible to pay anything on your principal balance. One of the best ways to…