Remember the days when schools taught kids how to balance a checkbook? Those days are long gone. I suspect there is an entire generation of kids that don’t even know what a checkbook is. The idea of keeping a paper ledger balanced is that transactions often took a long time to go through. Therefore, if…
My jaw hit the floor when I read how much the U.S. Department of Agriculture estimates the cost of raising a child born in 2013. You’re going to want to sit down for this… $245,340 (to be exact), and that’s before you factor in college. And you were thinking once you get through the first…
Every day humans are faced with hundreds of decisions. Do we get out of bed or press snooze, do we drive to work or take the bus, do we drink coffee or tea? As the day progresses we often find that the responsible part of our brain struggles to overcome the procrastination part. This is…
According to Realtor.com, payment history accounts for 35 percent of your credit report score, followed by the amount you owe, the length of your credit history, new credit, and the different types of credit you hold. Your credit score is the key to getting a stable loan with the best interest rate possible. Fortunately, there…
When you own a small business, it can be tempting to leave the back office operations for another time. You may get down to bookkeeping basics when it is time to reconcile your accounts at the end of the month, but if you are waiting to keep your finances straight don’t be surprised if they…
According to the official website of New York City, the city saw 54.3 million visitors in 2013, with an expected overall economic impact of $58.7 billion. Lonely Planet shows midrange New York City hotels running upward of $300 a night and dinner for two ranging around $130, depending on the restaurant. Despite New York’s reputation…
Whether you’re moving a few neighborhoods away or across the entire country, relocating is never a minor decision. Figure out the best timing with a few tips: Consider All Elements You have so many things to think about when moving that it’s easy to get bogged down with the minutiae. You might become so fixated…