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2015 Resolutions for Financial Health

If you’re like most people, you made a New Year’s resolution or two as December rolled into January – and some of those resolutions were probably money-related. The good news is, unlike most people, you can actually stick to those resolutions! It’s cliché, we know, but there really are simple and easy steps to follow…

2015: The Year You’ll Finally (Save Enough to) Buy a New Car

Want to know a secret? Actually, it’s not a secret. It’s something I tell (almost) everyone I meet—at least those who are interested in talking about saving, budgeting and debt-free living. My husband and I bought our first car in cash without draining our savings account. This goes to show that you can afford to…

Is Peer Lending Too Risky for Regular Investors?

Most likely, you are reading this post because you desperately need an alternative to stocks and bonds for your investment portfolio. While the long-term return on stocks has averaged around 9% over the last couple of decades, most investors miss the average by a long-shot and bonds are paying next to nothing in the ultra-low…