Most likely, you are reading this post because you desperately need an alternative to stocks and bonds for your investment portfolio. While the long-term return on stocks has averaged around 9% over the last couple of decades, most investors miss the average by a long-shot and bonds are paying next to nothing in the ultra-low…
Hospital bills can be overwhelming, especially when you’ve just conquered a serious health crisis. The cost of healthcare today can be completely out of reach for those living without insurance or with inadequate coverage, resulting in potentially devastating debt and a financial hole many of us are not prepared to be in. Thankfully, most hospitals…
If home ownership is on your list of goals for the near future, there’s a lot of red tape you’ll have to go through to make your dream a reality. But if you’re prepared for the journey that awaits, the transition from a renter to a homeowner can be a near-seamless one. Here are a…
Though the concept has only been around since 1989, credit scores have become an important part of the financial landscape. A good credit score can help you get a loan or even a job; a bad score could keep you from getting a credit card, auto loan or mortgage – and in some social circles,…
Is the customer always right? Of course not, but the general practice is to make every customer happy no matter what the problem is. Otherwise, those dissatisfied customers could spread bad reviews about your business and cost you more business. So, what do you do when you face a customer that is wrong? Don’t Let…
During retirement, the only thing that helps you survive is your retirement funds. However, suddenly finding out that the money that you have accumulated till now is worth much less than what it used to be can easily turn the sanest person mad. This is the impact that inflation has on your savings. Many people…