2015: The Year You’ll Finally (Save Enough to) Buy a New Car

Want to know a secret? Actually, it’s not a secret. It’s something I tell (almost) everyone I meet—at least those who are interested in talking about saving, budgeting and debt-free living. My husband and I bought our first car in cash without draining our savings account. This goes to show that you can afford to…

Is Peer Lending Too Risky for Regular Investors?

Most likely, you are reading this post because you desperately need an alternative to stocks and bonds for your investment portfolio. While the long-term return on stocks has averaged around 9% over the last couple of decades, most investors miss the average by a long-shot and bonds are paying next to nothing in the ultra-low…

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How to Get Financial Aid for Hospital Bills

Hospital bills can be overwhelming, especially when you’ve just conquered a serious health crisis. The cost of healthcare today can be completely out of reach for those living without insurance or with inadequate coverage, resulting in potentially devastating debt and a financial hole many of us are not prepared to be in. Thankfully, most hospitals…