Consumers should be aware that auto insurance doesn’t always cover everything in a damaged vehicle. For example, policies might only pay up to a maximum amount for any mechanical and body work for a car. Windshield replacements and mirrors might not be covered by standard automobile insurance. Repairs for mechanical breakdowns are also not covered….
Even if you’re good with money, there’s always room for improvement. Good money management skills are crucial when trying to stick with a budget and avoid credit card debt. But being a good money manager isn’t only about spending within your budget. Whether you’re financially savvy, or you’re just starting to get serious about your…
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Being a new parent brings with it a lot of joy, but also increased responsibility. It forces you to ask questions like, “What would happen to my child if I wasn’t around anymore?” Although this isn’t a fun question to think about, it’s an incredibly important one. Life insurance is most people’s best solution for…
Total U.S. consumer debt was $11.65 trillion at the end of Q1 2014, up 3.7 percent from the previous year, according to the New York Federal Reserve. Let’s put this number in perspective: Just 40 years ago, the total amount of all U.S. debt—including government, business and consumer obligations—was only $2.2 trillion. It has become…
When it comes to investing, there are never “sure things.” Anyone who tells you otherwise is probably engaged in illegal activities, and you want to get as far away as possible, as soon as possible. The fact that you can never guarantee a return on an investment shouldn’t keep you from investing altogether, though. While…