What You Need to Know About Retail Credit Cards

The holidays are here and that means you’ll soon be hearing this question over and over: Would you like to open a store credit card and save 10 percent on your purchases? This year, you might hear it more than ever. According to Equifax‘s recent National Consumer Credit Trends Report, the number of issued retail credit cards is…

25% of UK Customers Have Missed a Payment on Balance Transfers

Totally Money, the credit comparison experts, have been reflecting on Barclaycard’s unveiling of a new 30 month Platinum balance transfer deal. Their research has revealed that 25% of people in the UK who have had a similar long term credit deal have missed at least one monthly repayment which has meant they lose the benefits…

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As Temperatures Drop, Utility Bills Don’t Have to Rise

Most people just accept that their utility bills will go up (sometimes significantly) as outside temperatures go down, because of the cost of heating their homes. But that doesn’t necessarily have to be the case. You don’t have to choose between low heating bills and a warm home. Take control of your home’s heating efficiency…

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Smart Things Millennials Should Do With An Inheritance

Your inheritance was bittersweet. You lost someone you cared about, but he or she left you a nice little bundle, and you’re wondering how to spend it. As a member of Generation Y, also known as Generation Me-Me-Me, you’ve been stereotyped as materialistic and carrying a sense of entitlement. On the other hand, research also…

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The Beginner’s Guide to Wealth Management

Wealth management first existed as a concept in the 1990s and it has grown in stature ever since. Wealth management firms offer a number of options for customers and their financial services range from estate planning to pension management. Wealth management companies can help you no matter what your income, so whether you’re struggling with…