Investing with a Small Budget

Investing with limited money can pose financial and emotional challenges. A small budget may limit investment choices, which can frustrate eager investors hearing of high returns by hedge funds or trading strategies geared to high net worth clients. Those without a company 401k may feel particularly short of choices. Thankfully, small investors have an array…

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Identity Thieves Are Looking For You This Holiday Shopping Season

Tis the season to shop. Unfortunately careless shopping, both online and in the real world, can result in identity theft. Vigilant efforts to safeguard your private information is essential, especially this time of year when spending is on the rise and identity thieves are on the prowl.  However, a new study reveals consumers are not…

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Balance Transfer Now, or Forever Overpay on Debt?

It’s no secret that we as consumers have a bit of a debt problem.  Not only did widespread over-leveraging help intensify the Great Recession, but we also racked up roughly $82.5 billion in new credit card debt during 2011 and 2012 and are on pace to add another $41.2 billion to our tab this year,…

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Using Online Shopping Portals to Earn Bonus Points or Miles

With the holiday season around the corner, I figured I would share one of my favorite ways to earn bonus points.  Many airlines, hotel chains and banks offer Shopping Portals that allow consumers to earn valuable bonus points for making regular purchases.  Below I will explain the process of earning bonus points through these shopping portals. Step…

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Frugal Ways to Update Your Living Room Decor

If you’re thinking of updating your living room to something a little more aligned with your personal tastes or maybe just updating it to something a bit more modern, you have to start somewhere. Many people understand what they like, but they don’t understand how to put what they like together into something that looks…