Online shopping is quick, convenient, easy, and sometimes more expensive than it needs to be. Between additional shipping fees, possible restocking fees, and mark-ups on products you can end up spending more than you intended to or had to if you’d just shopped at a store. The issue with shopping at a store is that…
A debt validation request is a secret weapon that enables you to verify any debt you owe. This simple tool can help you clarify any outstanding debt, stall the collections process and provide you with all the information you need to determine what debt is actually your responsibility and what is not. Debt collection agencies…
In case you don’t know what an asymmetric investment means, asymmetry is the opposite of symmetry. Thus, in a “symmetrical” investment (for example, you bought stocks), the probability of those stocks going up and going down is theoretically 50-50 (hence the symmetry). Oppositely, in an asymmetric investment the probability is jiggered in your favor beforehand…
Happy Mother’s Day to all of the Moms. Today is truly a special day, because we get to celebrate the ones who have made life possible. I am so grateful for everything that my Mom has done for me. She is a remarkable person and has helped me become the man I am today. This…
If you’re in debt then somehow, the idea of packaging that debt up neatly into one little box is always an appealing thought. So when you read about debt consolidation, it often seems like a great idea. But is it really such a good idea? What is Debt Consolidation? To consolidate your debts simply means…
Over the past decade, Craigslist has quickly become the go-to place for buying, selling or getting connected for anything you can imagine. You can purchase event tickets, sell an old piece of furniture or you can even hunt for your next job. Gone are the days that we search the local newspaper for these items,…
When you were in high school, you undoubtedly took writing classes or classes that taught you about American history. Some of you may have even taken a class that taught you how to cook. But, I am guessing not many of you took a class that taught you about personal finance and how to manage…