It is no secret that within the past year, data breaches have been occurring at an increasingly high rate. According to the Identity Theft Resource Center’s reports, in 2016, more than 29 million records were exposed in 858 publicized breaches across sectors including financial, government, health care and education. The scariest part of that is…
Cryptocurrencies reached new heights in 2017. The market was bullish as many cryptocurrency prices rose, catching up to the ever popular Bitcoin. Two of Bitcoins biggest rivals, Ethereum and Litecoin both recently soared, rising to record price ranges. In fact, both did so well that the most popular US cryptocurrency exchange, Coinbase, had to temporarily…
Renting your first apartment can be intimidating, but it’s also an important financial moment. You’ll either reap the benefits of your purchases for years or make the same first-timer mistakes that plague so many. There are dozens of first apartment checklists — these are helpful, but prioritization is more important for a successful furnish. Dividing…
Ever since I was a kid I have always loved New Year’s Eve. Maybe it’s because it gives me the opportunity to spend time with friends and family while I eat appetizers, drink champaign and celebrate what the new year has in store for all of us. For some, the thought of hosting a New…
Whether you own a small business or you’re just trying to tighten the family budget, different digital tools can help maximize your time and energy. It’s not always easy – or financially viable – to do a complete tech makeover. But with a critical eye towards improving efficiency, productivity and cost utilization, a few “smart”…
The primary concern for many investors is the amount of wealth they can transfer to the next generation. Wealth planning is complicated since the process involves tax planning, investment decisions, and possibly a business succession plan. Use these tips to create an effective strategy to accumulate wealth for your family. Family wealth planning A long-term…
What to Do When You Lose Your Wallet If you’ve never had your wallet lost or stolen, count yourself lucky. Over a five-year period, one out of every ten people will lose their wallet. Replacing debit and credit cards after a wallet is stolen takes an average of 110 hours, equivalent to four-and-a-half days. Meanwhile,…