Employer sponsored retirement plans are excellent resources to have available at work. Unfortunately there are a lot of fees, rules, choices, and complexity involved with them. Often people opt out completely when planning for retirement in order to avoid making the decisions, and far more than necessary of those who opt in get burned. They…
When a credit card company first issues you a credit card they give you a credit limit. This credit limit is the maximum amount that you can charge to your account at any given period of time. If you are young you might not have a very extensive credit history which means you might be…
Spring-cleaning is not just for your house. By cleaning up your finances, you can save yourself hundreds of dollars and make finance management easier throughout the year. Organize and Verify Look through your bank statements and all the line items on your bills including your credit card and utility bills. Mistakes and erroneous charges could…
Personally I believe that teaching your kids the value of money at an early age is an essential part of parenting. The biggest problem is that most parents are not in a position to have this talk. They either lack the knowledge or they have problems with their finances themselves. When I was in elementary…
Mother’s Day is only a few days away and so far spending has increased on Mother’s Day gifts. Shoppers are expected to spend an average of $152.52 which is up 8% from 2011. Mom’s in the south are being pampered just a little bit more with an average of $166.41 spent on them. Young professionals…
Over the past four years most domestic and foreign car companies have received a bailout of some kind. Because of that there is no better time than the present to go shopping for a car. Between price cuts and dealer incentives it is easy to find a good deal if you know where and how…
Graduation season is upon us and that means it’s time to party. May and June are the biggest months for graduation parties and if you don’t plan accordingly they can really affect your budget. Lucky for you it is pretty easy to save money on a graduation party just by cutting out a few major…