The value of hard work and persistence is ingrained early on in Chinese youth. Not surprisingly, this kind of preparation enables budding entrepreneurs to overcome obstacles including language barriers and financial hardship and turn them into golden opportunities. Triumph over adversity by dint of hard work is the secret behind every Chinese American Hero. Victor…
When we are in our 20’s or even 30’s the last thing on our mind is having the right life insurance policy in place. Once your life starts progressing from single life to the stage where you have a spouse and eventually kids, this becomes more and more of a necessity. Making sure they are…
The benefits of frugal living are real. In time, a person really can take control of their finances, pay off bad debts, build savings, and drastically increase net worth simply by cutting out needless expenses and living a frugal lifestyle. Similar to building a small business, the idea underlying the entire notion of frugality, however,…
If you’re looking for a mortgage, you’re probably overwhelmed by the complexity and the variety of the lending system. The process can be overwhelming, but it shouldn’t have to be. Use this article as a guide to help you pick the mortgage that’s right for you: Open versus Closed Mortgages Open-end mortgages are the more…
The following is a guest article Since most small businesses have less money to work with then their larger counterparts, they have to be more careful when it comes to managing their expenditures. While this sounds useful, it seems that some small enterprises aren’t paying attention to the amount they spend on energy, despite the…
This week was sure a crazy week. I found myself doing a lot of catch up after being absent due to FinCon12 last weekend. I got a lot accomplished and now it’s time to relax. I am going to watch a little college football today and then tomorrow my wife and I are heading to…