Capital One is one of the largest banks in the United States. They have a wide range of banking and credit card products.
If you don’t currently have a Capital One account or it’s been several years, now might be the time to open a new account. They currently have a Capital One checking account bonus and a Capital One Savings bonus. These are some of the best bank bonuses currently available.
Here’s everything you need to know about each of the available Capital One promotions.
Current Capital One Promotions and Promo Codes
Below, you will find all the available offers for Capital One 360 bank accounts as well as Capital One Credit Card sign-up bonus offers.
Capital One 360 Checking – $250 bonus offer
For a limited time, you can open a new Capital One 360 checking account and earn a $250 cash bonus. To earn the bonus, you’ll need to complete the following requirements.
- Open a Capital One 360 Checking account and use promo code REWARD250.
- Set up and receive at least two qualifying direct deposits, each of $500 or more, within 75 days of account opening.
Once the requirements have been completed, Capital One will deposit the bonus into your account within 60 days.
You will not be eligible for this bonus if you’ve been the primary or secondary account holder of a Capital One 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2022.
Capital One 360 Performance Savings Account – up to $1,500 cash bonus
For a limited time you can earn one of the best cash bonuses ever on the 360 Performance Savings Account. This is one of our favorite bank bonuses with no direct deposit requirements. The bonus amount is tiered based on how much you deposit into your new account. To get your bonus, follow these requirements.
- Open a new 360 Performance Savings Account using promo code BONUS1500.
- Deposit between $20,000 and $49,999.99 to receive $300; deposit between $50,000 and $99,999.99 to receive $750; deposit $100,000 or more to receive $1,500. Initial deposits must be made within 15 days of account opening.
- You must maintain your minimum opening deposit amount for 60 days after the initial 15-day period.
Once you’ve completed the requirements, you’re bonus will be deposited to your 360 Performance savings account within 60 days.
Like the 360 checking account bonus restrictions, you won’t be eligible for the bank account bonus if you’ve had the following account since January 1, 2022.
- 360 Performance Savings
- 360 Savings
- 360 Money Market
- Savings Now
- Confidence Savings account
Capital One Quicksilver Cash Rewards Credit Card – $200 bonus
Sign up for the Capital One Quicksilver Cash Rewards credit card and earn a $200 welcome bonus after spending $500 on purchases within three months of account opening.
Plus, with this card, you can earn the following cash back amounts on purchases:
- Earn 5% cash back on hotels and rental cars booked through Capital One Travel
- Earn 1.5% cash back on all other purchases
This is a great credit card if you want something with a flat cash back program and don’t want to worry about variable or rotating cash back categories.
Capital One Venture X Rewards Credit Card – 75,000 mile bonus
You can sign up for the Capital One Venture X Rewards credit card and earn 75,000 bonus miles after spending $4,000 in the first three months of account opening.
As a premium travel rewards credit card, you’ll earn a $300 credit for travel booked through Capital One Travel. You’ll also receive 10,000 bonus miles on each card anniversary.
Plus, you’ll earn the following rewards on purchases:
- Earn 10x miles on hotels and car rentals booked through Capital One Travel
- Earn 5x miles on flights and vacation rentals booked through Capital One Travel
- Earn 2X miles on all other purchases
Capital One Venture Rewards Credit Card – 75,000 mile bonus
Sign up now for the Capital One Venture Rewards credit card, and you can earn 75,000 miles after spending $4,000 on purchases within four months of account opening.
With this card, you’ll also earn the following rewards on purchases:
- Earn 5x miles on hotels, vacation rentals, and car rentals booked through Capital One Travel
- Earn 2x miles on all other purchases
This card has a $95 annual fee, but you’ll receive up to a $120 credit for Global Entry or TSA Precheck®.
Capital One Ventureone Rewards Credit Card – 20,000 mile bonus
When you sign up for the Capital One Ventureone Rewards credit card, you can earn 20,000 bonus miles after spending $500 on purchases in the first three months.
With this card, you’ll earn the following rewards on purchases:
- Earn 5x miles on car rentals and vacation rentals booked through Capital One Travel
- Earn 1.25x miles on all other purchases
The best part is that this card has no annual fee or foreign transaction fees.
Capital One Spark Cash Select – $500 cash bonus
If you run a business, you can sign up for the Capital One Spark Cash Select credit card and earn a $500 bonus after spending $4,500 on purchases within the first three months of account opening.
Plus, you can earn the following rewards on your business purchases:
- Earn 5% cash back on hotels and car rentals booked through Capital One Shopping
- Earn 1.5% cash back on every other purchase for your business
This card has no annual fee.
About Capital One Bank
Capital One Bank is the fifth largest consumer bank in the United States. While most of its banking business comes through its online accounts, it also has roughly 280 physical locations throughout New York, Virginia, Texas, Louisana, Maryland, New Jersey, and Washington, D.C.
People tend to love their online savings accounts and check accounts because they have no monthly fees.
How Do These Capital One Promotions Compare?
Capital One historically offers some great promotions. However, if you would prefer to use a bank with a physical location in your area or just want to compare other options, here are a few alternatives.
U.S Bank Smartly® Checking
Earn up to a $450 cash bonus when you complete qualifying activities.
TD Beyond Checking
Earn a $300 bonus when you open a TD Beyond checking account and set up qualifying direct deposits.
BMO Smart Advantage Checking
Earn a $350 bonus when you sign up for a BMO Smart Advantage checking account and complete qualifying activities.
Frequently Asked Questions
Is The Capital One Bonus Taxable Income?
Any bonus you earn from a Capital One promotion will be considered taxable income. Capital One will report this income to the IRS, and you will receive a Form 1099-INT at the end of the year.
How do I find Capital One promo codes?
The best place to find Capital One promo codes is on OneSmartDollar.com. We update this article with all the new account bonuses as they become available.
Can I qualify for a Capital One bonus if I already have an account?
Bonus promotions from Capital One are only available to new customers. For example, you would not be eligible for the current savings account bonus if you’ve had a Capital One 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, or Confidence Savings account since January 1, 2022. Likewise, if you’ve had a Capital One 360 Checking, Simply Checking, or Total Control Checking account on or after January 1, 2022, you would not be eligible for the current checking account bonus.
