Forbes reported that student loan debt has reached a new high in 2019 – $1.5 Trillion. And if you’re someone who has pursued higher education in the past ten or even twenty years, you’re probably not shocked to know there’s no indication that student loan debt will be decreasing anytime soon. Student loan debt can…
It’s 2019. Unemployment is low, the economy is good, so you might be thinking that you’re off the hook when it comes to your finances. However, a recent survey showed that over 29% of Americans have more credit card debt than they do savings. And that’s not counting other kinds of debt, like car loans,…
Like anything, debts have myths surrounding them that you may have heard (and even believed). These myths can be harmful and counterproductive to paying off your debts, so we’ve created a list of five of them so you can be aware of what they are, and stop believing them. 1. Making The Minimum Payments Is…
I am a huge fan of using technology to simplify my life. And when it comes to budgeting and reaching my financial goals, there are a handful of apps that I am certain I couldn’t live without. So when a friend recommended I try the Qoins app, I was curious. Could an app with a…
You can Save Money with a Refinance If you’d bought a house between 1979 and 1990, you would be hard pressed to get an interest rate under 10 percent. Today, those rates are unimaginable. Looking at the last several years of mortgage loan rates, and how low they have been, we’re shocked that the economy…
Getting out of debt is a great goal to have, but how do you achieve a debt-free lifestyle on a low income? If you don’t have a lot of money coming in, it’s still possible to take control of your finances and work towards being debt-free. I’ll share some of my favorite strategies for how…