In 2014, 22 percent of smartphone owners had made a mobile payment in the last year, an increase from 17 percent in 2013, according to Federal Reserve data. Visa anticipates that mobile payments will be the preferred method of payment for both merchants and consumers by 2020. As demand for mobile grows, the number of…
Remember the days when schools taught kids how to balance a checkbook? Those days are long gone. I suspect there is an entire generation of kids that don’t even know what a checkbook is. The idea of keeping a paper ledger balanced is that transactions often took a long time to go through. Therefore, if…
This is a sponsored post written by me on behalf of Chase for IZEA. All opinions are 100% mine. Part of the American dream is to own a home. However, many people that would love to be homeowners have yet to make the decision to stop renting, and buy a house of their own. The…
With all the extras that come with personal checking accounts these days, managing your money has never been easier. Paper statements and check registers have been replaced by financial management tools that make it faster and easier to navigate your spending. So, how exactly can you use these personal checking account tools to your advantage?…
Last week I was watching an old episode of Law & Order surrounding a criminal organization and how they were laundering money through different businesses in New York. The term money laundering is thrown around in the media quite often, however, many of us are probably wondering, “what is money laundering?” If you were to…
Not all that long ago, a trip to the bank for a deposit, withdrawal or even to simply cash a check was an ordeal. It could mean standing in long lines, waiting to speak with a teller or banker. You needed deposit slips and other documentation, which meant you needed to gather it all up…
Most people know that storing up money in their mattress, or in a suitcase buried in the back yard, is not a good idea. But with all the different savings institutions out there, the choices can end up being overwhelming. The final decision ultimately boils down to credit unions vs banks. Both will provide essentially…