Most people know that storing up money in their mattress, or in a suitcase buried in the back yard, is not a good idea. But with all the different savings institutions out there, the choices can end up being overwhelming. The final decision ultimately boils down to credit unions vs banks. Both will provide essentially…
In 1922, 25 army officers were struggling to get insurance for their automobiles so they decided to take things into their own hands. They started USAA as a way to insure themselves. Now 91 years later they have grown to have millions of members and they now offer everything from insurance to banking products and…
For those who are tired of banking fees, and the hidden costs often associated with maintaining a checking or savings account, there is a new method. Banking By Design offers a way for customers to pick and choose which items they want in their account, and to leave off those they do not want. So…
An ISA (Individual Savings Account) is a very good way to save money, mainly because they offer ISA account holders the opportunity to accrue tax-free interest on their savings. Those opening an ISA for the first time are likely to have some questions about how ISAs work. To make things a little clearer, here are…
One of the most frustrating aspects of modern banking is the number of fees you see at every turn. In many cases, it can feel as though the bank is charging you to access your own money. For those individuals who don’t keep a close eye on their accounts, fees may seem like an unfortunate…
There are times in everybody’s lives where they are at a shortage for money. While many people can often turn to family in their times of need, many more do not have that option. They have unexpected bills that pop up, and they simply have too much month left and not enough paycheck. Ideally everyone…