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Dave Ramsey’s Baby Steps: Is It Your Path to Financial Freedom?

Dave Ramsey is one of the most famous financial advisors in the country. He has a popular radio show turned podcast, a series of books, and even a curriculum called Financial Peace University that is taught in hundreds of location nationwide. He teaches people how to become debt-free using a set of basic principles called…

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How to Build a Savings Plan into Your Budget

Most Americans aren’t saving enough for retirement, the latest data shows. Financial journalist Brian Stoffel has compared Transamerica data on what Americans of different ages actually save with Fidelity guidelines for what they should be saving, and he found that Americans start to fall behind in their 30s as living expenses mount up. At 35,…

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How to Help Your Teens Make Smart Financial Decisions

Teens are impulsive. They aren’t cognitively developed enough to make quick, smart decisions like adults. Teens are notorious for their impulsive spending habits. A 2014 teen spending report from Piper Jaffray showed that teens are spending a significant amount of their money on things like clothes and food. Hanging out at the mall mixed with…