The biggest recession that most of us have ever witnessed is now three years in the rearview mirror. Would you believe me if I told you that two out of every five individuals in the United States live paycheck to paycheck? Well, it’s true and that is actually an improvement from 2008-2009 when 46 percent…
Some people might think I’m crazy, but I love the feeling when I am in saving mode and I see my bank account balance do nothing but go up. I was recently introduced to a new company called SaveUp and the idea behind it is pretty cool for us savers. What is SaveUp? SaveUp is…
When just starting out in the world of finances, the entire thing can seem overwhelming and daunting. It may seem like a lot of fun to jump right into the world of investing, but there are some preliminary steps everyone should be aware of before that. The first thing to do is to get a…
Creating a budget is one of the easiest ways to make sure you are not spending more than your household income, but it is something that not enough families and individuals take the time to complete. This shouldn’t be the case, as budgets are very simple and can end up saving you a lot of…
Spring-cleaning is not just for your house. By cleaning up your finances, you can save yourself hundreds of dollars and make finance management easier throughout the year. Organize and Verify Look through your bank statements and all the line items on your bills including your credit card and utility bills. Mistakes and erroneous charges could…
Graduation season is upon us and that means it’s time to party. May and June are the biggest months for graduation parties and if you don’t plan accordingly they can really affect your budget. Lucky for you it is pretty easy to save money on a graduation party just by cutting out a few major…