I have been a member of Credit Sesame for a year now and find it a very useful service for tracking my credit. Credit Sesame recently announced the release of the first free credit monitoring service that compiles data from the largest U.S. credit bureau, Experian. The service tracks a consumers credit activity and sends…
Life after bankruptcy can be overwhelming. Not only do you have to deal with the emotional toll of bankruptcy itself, but you also have to work on the behaviors that got you there, all while trying to rebuild your credit. Luckily, re-establishing your credit is a matter of diligence—paying your bills on time and showing…
Earlier this fall, in the midst of looking for a rental property to purchase, I had the unpleasant discovery that there was an inaccuracy on my credit report: when my student loan was purchased last December by a bank named Mohela, Federal Direct Loans apparently neglected to report my loan as paid off, meaning my…
Believe it or not, death is no barrier to identity theft. It can be very difficult to make practical decisions after a death in the family, and that is exactly the reason why identity thieves target the dead. CNN Money reported earlier this year that 2.4 million dead people have their identities stolen each year….
Your credit is a huge part of your financial well-being. If your score is too bad, you will be denied a loan, and the better your credit score is the better interest rates you will get when you get a loan. While the actual computation of how the FICO score is determined is quite complex,…
So you are sitting there thinking to yourself, “I can’t believe I forgot to pay my credit card bill”. You might think this is just a harmless mistake, but that little error can have a significant impact on your credit score. Once your credit score has suffered from your mistakes, it’s time to do some…