If you were lucky enough to get into college and stayed on the straight and narrow and graduated with your chosen degree, then you probably only owe about $30,000 or $40,000 in debt. Now, if you chose to switch degree paths or you moved to a different school, then you likely have more like $50,000…
Some people fear the mention of the word ‘debt.’ It is something that most people have for many years of their lives. The reality is that the real estate market depends upon it because without mortgages the market would be just a small percentage of what it is today. It is clear that there is…
Many of us consider taking out credit for a variety of things – family homes, advanced education, a new family car. But while some of us know the difference between good and bad debt and wouldn’t even consider taking out credit for a bad debt, there will be others who will take out the credit…
First things first: unlike what most of us were taught growing up, there is no shame in declaring bankruptcy. Life happens. It is not always completely and totally under our control and sometimes parts of it–like our finances–get away from us. In this article we are going to talk about bankruptcy: what it is, how…
When you receive an overpriced bill, it usually ends up being a nightmare and you just keep thinking about how you are going to pay these bills, thinking about every opportunity and possible way to pay these hefty bills. Most people look for alternative ways that actually lead them to another dead end, making them…
Ideally, you’ll never need to refinance, but in reality, life happens. If you find yourself struggling to pay back federal or private student loans, refinancing may be an excellent option for you. Much like the research you did before applying for assistance in the beginning; there are several things you need to know before considering…