A structured settlement is a kind of annuity or a fixed sum of money decided to be paid to someone every year, possibly for the rest of his life or could also be arranged in monthly installments along with the annual arrangement. They are awarded as a compensation for personal injuries or legal settlements. Also…
With the cost of college continuing to rise each year, you may be wondering whether the once traditional route of going to one school for all four years is the way to proceed. According to CollegeBoard, the average cost of attending a public four-year school within your state is now just over $8,800. Add in…
It’s no secret that we as consumers have a bit of a debt problem. Not only did widespread over-leveraging help intensify the Great Recession, but we also racked up roughly $82.5 billion in new credit card debt during 2011 and 2012 and are on pace to add another $41.2 billion to our tab this year,…
The way you manage your finances today has a major impact on your future. When you’re ready to purchase a house, financial management plays a role in whether you’ll qualify for loans. Unfortunately, some people put personal finances on the back burner – which is a huge mistake. Life happens. When you least expect it,…
Each time another stimulus, or quantitative easing, has been proposed, there are quite a few people that say that instead of tax rebates, or other incentives, the money should go toward wiping out student loan debt. In fact, since 2008 there has been an estimated $2.5 trillion pumped into the economy through the various stimulus…
Getting any sort of loan will always include some risk. To help understand the risk of short-term loans, we are joined by Elaine McPartland from ConsolidatedCredit.org who shed some light on the subject. Short-term loans can sound like a great idea when you’re short on cash. You have an emergency, you need cash and there’s…