A debt validation request is a secret weapon that enables you to verify any debt you owe. This simple tool can help you clarify any outstanding debt, stall the collections process and provide you with all the information you need to determine what debt is actually your responsibility and what is not. Debt collection agencies…
If you’re in debt then somehow, the idea of packaging that debt up neatly into one little box is always an appealing thought. So when you read about debt consolidation, it often seems like a great idea. But is it really such a good idea? What is Debt Consolidation? To consolidate your debts simply means…
When you were in high school, you undoubtedly took writing classes or classes that taught you about American history. Some of you may have even taken a class that taught you how to cook. But, I am guessing not many of you took a class that taught you about personal finance and how to manage…
Tracie shares her money saving tips and ideas daily atPenny Pinchin’ Mom. She is featured regularly on her local CBS Affiliate – KCTV5 – helping local families learn how to make the most of their own budget. When not busy saving money and helping others, she is a mom to 3 kids, ages 4 –…
As many things go in life, it is far better to save money than to take out a loan. For instance, if you want a new TV, new furniture, or other items that are not necessities, do not finance them, and certainly do not use a credit card. This is especially true if you do…
In today’s competitive job market, it is almost a necessity to have a college education. However, that education can be quite expensive. Unless you had parents that were fairly well-to-do and they were able to save money for your education, or if you worked very hard during your summer breaks, you most likely needed to…