Retailers are crafty folks. They know just when to price some items higher for account for more demand and when to cut their losses to sell items at a deep discount. It’s your job as a savvy consumer to figure out when a retailer is trying to play the calendar to get you to pay…
As financially savvy adults, we know that we need to maintain some insurance, save for retirement, shop smart, and overall get the best deals. It feels great to know that you are maximizing your finances. But sometimes we just want to blow some money. For those times when you simply have too much and you…
Waited until the 11th hour to buy gifts for your loved ones? Join the club. In fact, often retailers will prey on the unsuspecting slackers and procrastinators who wait to head to the mall until December 24th. Of course, you’ll need to buy gifts regardless, so that could leave you scratching your head, digging through…
If you are planning to travel for the holiday season, and you have not started shopping and pricing out tickets, it is probably a little too late to get the best deals possible. You can still find some reasonable airfare, but for the most part the good deals have long been snatched up. If you…
There seem to be two types of holiday shoppers: those who are so well organized that they have all of their Christmas presents purchased, wrapped, and paid for in cash before the Thanksgiving leftovers have all been eaten—and the rest of us who are stalking wild-eyed through the mall a week before Christmas wondering how…
Believe it or not, gentlemen, the ladies in your life really don’t need an expensive piece of jewelry from you for Christmas. In fact, you can spend very little and still melt her heart. But, you need to remember that there is a difference between spending very little and putting in very little effort. Finding…
The numbers are astonishing when it comes to how many Americans are overweight or obese. More than 35 percent of U.S. adults and 17 percent of children between the ages of two and 19 are considered obese. While a majority of this problem is due to low amounts of exercise, the other part stems from…