There has long been a debate about whether a person should buy cheap or buy quality. Those who adhere to a particular camp are very adamant that they have the right idea. But is there really a method that should be held to over another? Ultimately it boils down to what the item is, and…
The benefits of frugal living are real. In time, a person really can take control of their finances, pay off bad debts, build savings, and drastically increase net worth simply by cutting out needless expenses and living a frugal lifestyle. Similar to building a small business, the idea underlying the entire notion of frugality, however,…
Up until last week my wife and I owned two Acura TSX’s. I know it’s kind of weird to own two of the same car, but what can I say, we love the way they drive. Now that there will be an addition to our family in a few months, we decided it was time…
Just because you are in college doesn’t mean your diet must be restricted to late night pizza, ramen and beer. Yes, a visit to Whole Foods for $8 dollar guacamole can be discouraging when trying to keep your expenses low. Yet, there are inexpensive ways to keep both your wallet and body healthy at the…
A few years ago I was reading a book by David Bach titled, “The Automatic Millionaire“. In this book, the author refers to something called “The Latte Factor”. This means that most individuals are more concerned about how much they make and not on how much they spend. If you cut out one thing in…
Although summer doesn’t officially start until mid-June, most Americans treat Memorial Day weekend as their kick-off to summer fun. The national holiday gives everyone a nice long weekend, leading many families to take trips and plan big excursions. While going all out on Memorial Day plans may seem like a good idea to get your…