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Black Friday Shopping: Strike a Deal or Rack up Debt?

Only once have I ever participated in Black Friday shopping.  Back when I was a freshman in college, a local sporting goods store was handing out $100 off coupons for the first 50 or so people through the door.  At the time I was an avid skier, and I decided I could use a new…

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Identity Thieves Are Looking For You This Holiday Shopping Season

Tis the season to shop. Unfortunately careless shopping, both online and in the real world, can result in identity theft. Vigilant efforts to safeguard your private information is essential, especially this time of year when spending is on the rise and identity thieves are on the prowl.  However, a new study reveals consumers are not…

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Using Online Shopping Portals to Earn Bonus Points or Miles

With the holiday season around the corner, I figured I would share one of my favorite ways to earn bonus points.  Many airlines, hotel chains and banks offer Shopping Portals that allow consumers to earn valuable bonus points for making regular purchases.  Below I will explain the process of earning bonus points through these shopping portals. Step…

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Frugal Ways to Update Your Living Room Decor

If you’re thinking of updating your living room to something a little more aligned with your personal tastes or maybe just updating it to something a bit more modern, you have to start somewhere. Many people understand what they like, but they don’t understand how to put what they like together into something that looks…

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Dealing with Holiday Financial Stress

I don’t know about you, but for me the holidays are in full swing. Charity events, church functions, school get-togethers, business holiday cocktail parties and the list goes on… Oh, and I didn’t even mention friends and family! Besides the drain on your time and pocketbook, some common pressures that cause financial stress during the…

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Unique “Trick or DIY Treat” Halloween Costume Ideas

Halloween is a holiday that revolves around creativity, from the carved pumpkins to costume of choice, so why run to the store and buy a pre-made Halloween costume? If you want to stand out during that Halloween party or have your kids say “trick or treat” in the most unique costume, below are some simple…