According to Realtor.com, payment history accounts for 35 percent of your credit report score, followed by the amount you owe, the length of your credit history, new credit, and the different types of credit you hold. Your credit score is the key to getting a stable loan with the best interest rate possible. Fortunately, there…
This is a sponsored post written by me on behalf of Chase Mortgage Banking for IZEA. All opinions are 100% mine. The great recession technically ended in June 2009, but many Americans are still feeling long lasting effects. Some of those are good, such as the low interest rates that we have been able to…
School is out in one month in some areas of the country. For parents, their children’s elation at a two month reprieve from homework quickly turns to “We’re bored.” Even more worrisome is how many kids will quickly spend their summer months in front of TVs or gaming systems. Sometimes you don’t want to go…
You have a home to rent – and so do hundreds of other landlords in your area. Some property owners erroneously assume that in today’s high-priced rental market, they can list unkempt rentals and still secure tenants year after year. However, savvy lessees tend to do their research, and move on when presented with outdated…
Trying to save money? Things like substituting your daily latte for $4.25 with the cheaper, and (less calorically filled) regular coffee for $2.25 is a nice idea. But if you really want to save some cash, it’s time to examine where the bulk of your income is going. Housing For the majority of Americans, housing…
Real estate investing has always been a popular method for making your money work for you. Land development and holding, long-term investing, REIT’s and rental properties have attracted people far and wide as ways to invest money in order to create multiple streams of income that lead to wealth and liberty. But one of…
If home ownership is on your list of goals for the near future, there’s a lot of red tape you’ll have to go through to make your dream a reality. But if you’re prepared for the journey that awaits, the transition from a renter to a homeowner can be a near-seamless one. Here are a…