When one parent decides to stay home with the children, families will often have to do quite a bit of belt-tightening in order to make the transition to one income. One place where it may seem smart to economize is on life insurance for the stay-at-home spouse. After all, without an income to replace, why…
Every day thousands of us take out insurance policies on things such as our cars, house or even that expensive baseball card collection. But, what about the paycheck we depend on to pay our bills? What would we do if an accident were to happen and that paycheck were to stop coming each month? A…
As much as we would like to believe that we live in a fair and honest world, with fair and honest people, who would never dream to deceiving consumers, it just isn’t the case. Believe it, or not, deliberate deceptions can be found left and right, and the realm of insurance is no exception. You…
When I was 26 years old I thought I was untouchable and that bad things couldn’t happen to me. In fact, that’s the mentality of most in that age group. Having just returned from my honeymoon, I never thought that I would be facing tragedy in my life. Unfortunately, that was far from the truth….
Before they turn 65, 30% of people currently in their 20’s will become disabled. Those odds show that the chances of becoming disabled are actually pretty high. It is a wonder that disability insurance is not more widely accepted. But unfortunately, many people skip out and getting covered. Most of the time they feel that…
Unlike health and auto insurance, umbrella insurance may not seem like a necessary expense. But the fact of the matter is that umbrella insurance can protect both your assets and your future earnings in the event of a lawsuit. Here is what you need to know this under-utilized insurance: What Is Umbrella Insurance? This insurance…