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Life Insurance Has Lasting Effects Well After We’re Gone

When we are in our 20’s or even 30’s the last thing on our mind is having the right life insurance policy in place. Once your life starts progressing from single life to the stage where you have a spouse and eventually kids, this becomes more and more of a necessity. Making sure they are…

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SMEs and Professional Indemnity Insurance

Many companies, particularly those who might be on a tight budget and are unwilling to add all but the essential to their expenditures, will have only one question when faced with the prospect of professional indemnity insurance: do I really need it? Professional indemnity insurance is not something you want to acquire unless it’s necessary…

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Do I need Long Term Care Insurance?

As medical technology improves, people are living a lot longer.  Unfortunately it is not always because they are healthier, eating properly, or doing what they should be doing.  The fact is medicine is helping to keep them alive longer.   When people reach a certain point their bodies are just too frail (or their minds are…

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What is Disability Insurance and Is It Right For Me?

Most people do not think twice about insuring their $200,000 house.  But they hem and haw when approached on the subject of disability insurance.  But if a disability strikes, they will lose more than just their income.  Bills will need paid and repairs on that $200,000 house can go to the wayside.  The mortgage could…