It has long been instilled in us that summer means vacation. There is good reason for that. Those who have children do not have to take them out of school. The weather is usually nice, the days are long, and travel is easier. There are many great places around the world to explore, but unfortunately…
The temperatures here in Denver have been over 100 degrees for the past five days. We might not have much humidity, but the sun is intense and that means houses can begin to heat up quite early in the morning. I have found that to keep our house cool all day, the air conditioner runs…
Once I graduated college and had a good start on an emergency fund, the next thing on my to-do list was to start saving for a house. Five or ten years ago it was possible to get a mortgage with little or no down payment. Those days are long gone and for good reason. Too…
With our first child only a few months away, my wife and I are fully aware that our love for traveling will not come quite as easy as it has in the past. Traveling with a baby can not only be stressful, but also expensive if you are not well prepared. If you follow some…
As medical technology improves, people are living a lot longer. Unfortunately it is not always because they are healthier, eating properly, or doing what they should be doing. The fact is medicine is helping to keep them alive longer. When people reach a certain point their bodies are just too frail (or their minds are…
There are some things in life that are necessary. If we want the privilege of driving, we must maintain auto insurance. The same goes for the privilege of buying a new home. It may be cumbersome, but keeping adequate coverage is a smart thing to do. By understanding the insurance, and knowing where one can…
Last week the majority of us had to have our tax returns filed With the IRS. Some of you will probably have a tax return check headed your way. Unfortunately I am not quite so lucky. Being self employed I pay estimated taxes each quarter based on my income from the year prior. Well needless…