Can Smart Tech Help Save You Money?

Whether you own a small business or you’re just trying to tighten the family budget, different digital tools can help maximize your time and energy. It’s not always easy – or financially viable – to do a complete tech makeover.  But with a critical eye towards improving efficiency, productivity and cost utilization, a few “smart”…

How Long Do Collections Stay on Your Credit Report?

Your credit score is a direct reflection of your credit report. It’s considered an important measure of your financial responsibility. Along with the number of accounts or loans you have, your payment history, and your total credit available, past collections are an important factor that credit companies consider when calculating your credit score. If you…

Smart Decisions For Family Wealth Planning

The primary concern for many investors is the amount of wealth they can transfer to the next generation. Wealth planning is complicated since the process involves tax planning, investment decisions, and possibly a business succession plan. Use these tips to create an effective strategy to accumulate wealth for your family. Family wealth planning A long-term…

4 Things to Do Before and After Your Wallet Is Lost or Stolen

What to Do When You Lose Your Wallet If you’ve never had your wallet lost or stolen, count yourself lucky. Over a five-year period, one out of every ten people will lose their wallet. Replacing debit and credit cards after a wallet is stolen takes an average of 110 hours, equivalent to four-and-a-half days. Meanwhile,…