Fear and anxiety manifest in many ways. When it comes to money matters, it is very common for people to express fearful and anxious feelings through avoidance. They may avoid looking at their bank account balances or opening bills. No matter what it looks like, people often find themselves drowning in the worry that they…
If you consistently live paycheck to paycheck and are thinking about getting a second, or third, job, take heed: instead of busting your behind for another boss, it might be better to focus on the money that you have and how to spend less of it. This will allow you to start saving some money…
Do you feel disorganized? You’re not alone. According to a study conducted by Swedish furniture maker and retailer, Ikea, 43 percent of the American population admits to being disorganized. Whether it is your kitchen or your closet, there’s likely a place in your home that could use some organizing. Get started with these savvy —…
It’s a rare person who enjoys the annual Spring clean but it’s a necessity that brings much pleasure when it’s all done. There are ways to make it more palatable, however. Check out these steps and get ready to wash, scrub, sterilize and launder your way to a lovely home. Step 1: Dump the junk…
By now you have probably already weighed the tax benefits of traditional and Roth IRA retirement accounts and decided what is best for your retirement needs. You already know that in a Roth IRA you make contributions after your income has been fully taxed. However, when you withdraw from your retirement nest egg, no tax…
Sitting down and creating a budget is just about the least sexy thing you could ever do. It’s certainly a lot more fun to spend money with abandon, then deal with the consequences later. But it can be empowering to know how much you have to spend on various things each month, and to not…
When planning for retirement, nothing is more exciting than plugging in your annual savings, choosing an expected rate of return, and then seeing the massive dollar amount you can expect as your nest egg matures. But is what you see really what you get? Unfortunately, as inflation again rears its ugly head, the answer is…