It’s a rare person who enjoys the annual Spring clean but it’s a necessity that brings much pleasure when it’s all done. There are ways to make it more palatable, however. Check out these steps and get ready to wash, scrub, sterilize and launder your way to a lovely home. Step 1: Dump the junk…
By now you have probably already weighed the tax benefits of traditional and Roth IRA retirement accounts and decided what is best for your retirement needs. You already know that in a Roth IRA you make contributions after your income has been fully taxed. However, when you withdraw from your retirement nest egg, no tax…
Sitting down and creating a budget is just about the least sexy thing you could ever do. It’s certainly a lot more fun to spend money with abandon, then deal with the consequences later. But it can be empowering to know how much you have to spend on various things each month, and to not…
When planning for retirement, nothing is more exciting than plugging in your annual savings, choosing an expected rate of return, and then seeing the massive dollar amount you can expect as your nest egg matures. But is what you see really what you get? Unfortunately, as inflation again rears its ugly head, the answer is…
While most people realize the importance of saving money, that knowledge often goes out the window when coming face-to-face with some killer deal on something they simply have to have. To be as smart with your money as possible, it is important to come up with a decent balance between saving and spending. Yes, saving…
A new school year signifies a host of beginnings: friendships, classes, clothing, and school supplies, to name a few. There’s something refreshing about tackling a new school year with fresh gear, whether it’s a scientific calculator, a pack of your favorite markers, or a new coordinating set of folders and binders to organize paperwork. But…