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New Jersey Insurance Laws: Do You Have the Right Coverage?

If you’re looking for a car insurance quote in New Jersey, expect to pay a pretty penny. New Jersey is one of the most expensive states for car insurance premiums in the entire country. Data from the National Association of Insurance Commissioners shows that the average car insurance premium rate in New Jersey was $1,254….

Physical & Financial Health Habits: You Won’t Believe the Similarities

You want to lose weight, so you decide to diet. You spend an afternoon reading about the latest fad (Sirtfood, anyone?) and determine that green juices packed with sirtuins are the way to go. You stock up on all the ingredients and equipment you need (kale, arugula, green tea, a juicer) and soar on the…

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The Benefits of Spending Your Money on Experiences, Not Things

Money can buy happiness, but only to a point. Once you purchase your must-have item, you adapt to it and the positive feelings fade. Instead of purchasing a physical item, an experience gives you a more sustained state of happiness. Spend your money on things like recreational activities, travel, exploration of nature and cultural enrichment….

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What to Do When Early Retirement Curtails Your Savings

Retirement is ultimately a game of time and careful planning. The more time you have to save, the more time interest has to accrue, building your nest egg from a tiny sum to a massive fortune. Even saving just a little bit in your twenties can greatly increase your long-term savings, just as a few…